Deliver 97% Invoice Advance Within 24h

White-label supply-chain finance platform with global compliance, multi-tenant architecture, and built-in AI assistants.

97%
Advance Rate

Invoice financing within 24 hours

35
Days DSO Reduction

Accelerated cash flow cycles

3%
Financing Fee Capture

Sustainable revenue generation

How It Works

Three-party supply-chain finance model streamlining invoice financing

1

Supplier Portal

Upload invoices with OCR processing and request financing with intelligent risk assessment.

2

Platform Processing

AI-powered verification, risk scoring, and automated approval workflows with real-time notifications.

3

Buyer Console

Single-click approval with comprehensive risk scores and integrated payment processing.

Role-Based Features

Tailored interfaces for every stakeholder in the supply-chain finance ecosystem

Supplier Portal

  • Invoice upload with OCR processing
  • Dynamic financing slider (50-97%)
  • Real-time status tracking
  • Payment history and analytics

Buyer Console

  • Single-click approval workflow
  • AI-powered risk scoring
  • Automated payment scheduling
  • Supplier performance metrics

Ops Workspace

  • Exception queue management
  • Real-time KPI dashboard
  • Automated reconciliation
  • Performance analytics

Admin & Compliance

  • White-label theming controls
  • Dynamic fee table management
  • Comprehensive audit logs
  • Regulatory reporting

AI-Powered Intelligence

Built-in agentic AI assistants and advanced analytics deliver measurable business outcomes

Predictive Analytics

  • • AI-powered credit risk assessment
  • • Payment timeline forecasting
  • • Cash flow optimization
  • • Fraud pattern detection

Intelligent Automation

  • • OCR-powered invoice processing
  • • Automated approval workflows
  • • Real-time anomaly detection
  • • Smart document validation

Multilingual Intelligence

  • • Arabic & English processing
  • • Cultural adaptation algorithms
  • • Sharia-compliant terminology
  • • RTL interface optimization

Specialized AI Agents

  • • 24/7 customer service agent
  • • Sales qualification assistant
  • • HR onboarding automation
  • • Marketing campaign optimizer

AI-Powered Security

  • • Advanced fraud detection
  • • AML compliance monitoring
  • • Document forgery detection
  • • Behavioral pattern analysis

Business Intelligence

  • • Real-time performance analytics
  • • Supplier relationship insights
  • • Credit utilization optimization
  • • ROI tracking and forecasting

Quantified AI Benefits

70%
Faster Resolution
40%
Better Qualification
3x
Campaign Performance
50%
Cost Reduction

Architecture & Security

Enterprise-grade infrastructure with multi-tenant isolation and global compliance

Compliance & Security

SOC 2
Type II
ISO
27001
GDPR
Ready
SAMA
Aligned

Multi-tenant architecture ensures complete data isolation with encryption at rest and in transit. Row-level security, JWT-based authentication, and comprehensive audit trails provide enterprise-grade protection for sensitive financial data across all deployment models.

Pilot Program

Flexible proof-of-value program tailored to your business needs

Start Your SCF Journey

Our pilot program is designed to demonstrate value quickly while fitting your specific requirements. Whether you need a small-scale test or a comprehensive evaluation, we'll work with you to create the right scope and timeline.

4-12
Weeks Duration
Custom
Scope & Features
Flexible
Pricing Options

What's Included

  • White-label platform setup
  • Core system integrations
  • User training & onboarding
  • Performance monitoring
  • Technical support
  • Success metrics tracking

Ready to explore how QV SCF can transform your supply chain finance operations?

Start Your Pilot

Integrations

Connect with your existing systems through pre-built connectors and flexible APIs

ERP Systems

  • • SAP (S/4HANA, ECC)
  • • Oracle (Cloud, E-Business Suite)
  • • Microsoft Dynamics 365
  • • SAP Ariba
  • • NetSuite

Banking & Payments

  • • Open Banking APIs
  • • SWIFT messaging
  • • ACH/Wire transfers
  • • Real-time payments
  • • Multi-currency FX

Business Applications

  • • Zoho (Desk, Books, CRM)
  • • Salesforce
  • • Microsoft 365
  • • DocuSign
  • • Custom REST/Webhook APIs

Plugin Framework: REST/Webhook architecture enables custom integrations in days, not months.

Global Localization

Deploy anywhere with full regional compliance and cultural adaptation

Calendar Systems

Support for both Gregorian and Islamic calendar systems with automatic date conversion and holiday recognition.

Multi-Currency

Real-time FX engine with support for 150+ currencies, automatic rate updates, and hedging capabilities.

Data Residency

Deploy in KSA, EU, US, or APAC regions with guaranteed data residency and local compliance requirements.

Frequently Asked Questions

How fast can we go live?

A typical rollout takes 4-10 weeks end-to-end:

  1. Week 1 – Kick-off & data access
  2. Weeks 2-3 – White-label theming, ERP/bank connector setup
  3. Weeks 4-6 – UAT, dual-language QA, security sign-off
  4. Weeks 7-10 – Production cut-over and hyper-care (if required)

A 4-week pilot is available for proof-of-value; pilot work is reused in production, so no throw-away effort.

Cloud, on-prem, or hybrid?

All three. QV SCF ships as a containerised stack that can run:

  • Your cloud — Azure, AWS, GCP, Alibaba
  • Our managed cloud — hosted in your chosen region (KSA, EU, US, APAC)
  • On-prem — Kubernetes or bare-metal, with no external dependencies

Data never leaves your tenancy; encryption at rest and in transit is enforced in every mode.

What compliance standards do you meet?

The platform is engineered for SOC 2 Type II, ISO 27001, GDPR, Saudi PDPL, and SAMA alignment. Audit logs, fine-grained RBAC, and customer-managed keys are built in; penetration-test reports are available under NDA.

How "white-label" is it really?

Everything visual or client-facing is configurable in the Admin panel:

  • Logos, colour palette, typography, email templates
  • Custom domains and SSL certificates
  • Multi-currency and local calendar (Gregorian/Islamic)
  • Language packs (adds RTL automatically when Arabic is enabled)

No code changes are required to re-brand or localize the instance.

Which systems can it integrate with?

Out-of-the-box connectors exist for SAP, Oracle, MS Dynamics, Ariba, Zoho (Desk, Books, CRM, People) and standard banking APIs. A REST/Webhook framework lets you plug in any ERP, DMS, or payment rail in a matter of days.

How is tenant data kept separate?

Each organization lives in its own schema with strict row-level security; JWT tokens carry both user ID and tenant ID. Cross-organization flows (e.g., a supplier linked to multiple buyers) are mediated by scoped service layers—never by direct DB joins—ensuring hard isolation.

How does pilot pricing work?

Pilot programs are priced based on your specific requirements, including invoice volume, integration complexity, and desired features. We work with you to create a custom proposal that fits your budget and timeline.

Ready to unlock working capital?

Start your pilot program and see 97% invoice advance rates in action.

Ready to Transform Your Business with AI?

Our implementation team will guide you through setup, training, and integration with your existing systems.